Print     Close      Information And Documentation Checklist Items you will need: You may be asked for some or all of this documentation during the application process. If you apply online or over the phone, a loan officer will ask you to either fax or mail these documents.     Income verification Pay stubs for the last 30 days W-2 forms for the last two years Child support/alimony-friend of the court printout or 12 months cancelled checks* Awards letter for Social Security, and 1099 for disablility income When income is derived from rental income, commission, interest, or sources of income other than salary, tax returns may be required Sources of funds/down payment Original bank statements for the last three months, including savings, checking and investment accounts Stock and securities account statements for the last three months HUD settlement statement if using funds from the sale of property Sale of asset - proof of ownership, proof of sale and proof of funds transfer If you are self-employed Signed completed tax returns for the past two years, including personal, partnership and corporate if applicable and all schedules Business profit and loss statement year-to-date for current year if more than three months have passed since the end of the tax year Current balance sheet Payment history Cancelled rent or mortgage payment checks for past 12 months, if not available on credit report Copy of land contract, if possible Child support/alimony Additional information, if applicable Purchase agreement, including legal property descriptions and any addendum Divorce decree Explanation of discrepencies in credit * Child support or alimony income can be used if you received it for the past 12 months and it will continue for at least three years into the loan period. However, alimony child support or separate maintenance income need not be included if it is not to be considered as income available to repay the loan.